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International Journal of Research in Management

Vol. 5, Issue 1, Part B (2023)

A study on policyholders attitude towards the micro insurance schemes


Pinky Saini and Dr. Ishwar Mittal


People in need, whether due to poverty, old age, disability, unemployment, etc., are the typical recipients of this kind of scheme. Social security provides a mechanism for retirees and workers to maintain their standard of life, as well as for their families, via pension and wage replacement, and social care services, respectively. Micro insurance is a crucial tool for providing these people's security because they are the ones who suffer the most in these circumstances. India, a developing nation, had numerous quasi-insurance programmes. The mail goal of this research was to study the attitude of policyholders of micro insurance schemes. This study followed the descriptive research design. Questionnaire was framed to collect the primary data and secondary data was collected from different websites, newspapers, journals and books. 489 was the sample size of this study. Purposive sampling technique was used to select the sample. Data was analysed by using SPSS 21 version by applying mean score, percentage analysis, ANOVA and T-test. Likert five point scale was used to measure the attitude. Results showed that there is significant difference between age, marital status and monthly family income and attitude of the policyholders. It was found that majority of the policyholders showed positive attitude.

Pages: 142-148  |  461 Views  182 Downloads

International Journal of Research in Management
How to cite this article:
Pinky Saini and Dr. Ishwar Mittal. A study on policyholders attitude towards the micro insurance schemes. Int. J. Res. Manage. 2023;5(1):142-148. DOI: 10.33545/26648792.2023.v5.i1b.82
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